NUCCU NEWS
NUCCU & The Patriot Act
To help the government fight terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you:
When you open an account with NU Community Credit Union, we will ask you for your name, address, date of birth, and other informationthat will allow us to identify you. We may also ask to see your driver's license, or other identifying documents.
For more information on the Patriot Act, please click here.
You can fight identity theft
Internet pirates are constantly
finding new ways to steal passwords and other valuable financial
information. One of the latest "scams" is called
"phishing". They want account numbers, passwords,
social security numbers & other confidential information
so they can then use this to loot your accounts and/or run
up bills on your credit cards. In the worst case, you could
find yourself a victim of identity theft that not only could
damage your financial history, but could also take years to
unravel. The good news is, you have the power to stop them.
Here's how:
1. Never provide personal information, such as social security
numbers, account numbers or passwords over the phone or internet
if you did not initiate contact.
2. Review your account statements
regularly to ensure all charges are correct.
If you fall victim, act immediately!
Report suspicious e-mails or phone
calls to the Federal Trade Commision at www.consumer.gov/idtheft
or by calling 1-877-IDTHEFT.
Remember, you are in control............PROTECT
YOURSELF!
Charge It!
NU Community Credit Union MasterCard.
Is it in your wallet??? For the convenience and flexibility
of a credit card without the hassle & high finance charges
get the NU Community Credit Union Mastercard.
Check out the benefits!
- Low fixed rates of 7.99%
- No annual fee
- Payment can be made at the Credit
Union Office
APPLY TODAY!!
Want to become more involved???
From time to time, we have openings
on our Board of Directors & the Supervisory Committee.
If you are interested in running for any of these positions,
we'd be glad to keep you in our files. Just submit your name
to the Credit Union office. Voting for these positions, if
available, typically takes place at the Annual Meeting.
Overdraft Protection
Per Reg. D, you are allowed 6 electronic
transfers per month from shares to checking. After the 6th
transfer, if there are non-sufficient funds in your checking,
you will be charged a $35 fee and the item will be returned.
The easiest way to safeguard yourself from incurring these
charges, is to call and transfer funds over the phone, especially
if you know you will be writing a lot of checks.
NUCCU Online Banking
And don't forget, we are now featuring
on-line banking for our customers convenience. Click
Here to use this feature.
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